Jefferson Bank
The Faces of Home Lending

At Jefferson Bank, our mortgage experts are simply that, experts. This team has over 140 years of combined knowledge and experience. In the ever-changing world of home lending, we can answer almost any question thrown our way and have many options to best serve Jefferson City, Owensville, Rolla, and surrounding communities. Our team realizes that we are helping borrowers with one of the most important financial commitments and decisions of their lives. We understand that the home-buying process is not one-size-fits-all and bringing our A-team to the table will get the job done!

What sets us apart is our unwavering commitment to providing personalized solutions. We understand that each borrower’s needs are unique and tailor our services accordingly. From conventional loans to specialized options, like FHA and VA loans, adjustable-rate mortgages, and jumbo loans, we have a solution for every situation. Our adaptability to market changes allows us to offer competitive rates and terms, making owning a home more accessible and affordable. Building long-term generational banking relationships is at the heart of what we do. 

Here, a handshake means something. Our reputation is about trust, dependability, and getting the job done right. Our children attend the same schools and play on the same ball teams. We go to the same churches and shop at the same stores. We truly care about borrowers’ unique experiences and want to get them across the homeownership finish line. The saying “If there’s a will, there’s a way” exemplifies our team. We will go over, around, and through every hurdle that comes our way to help someone. 

Jefferson Bank is committed to expanding our reach and enhancing our services to meet the evolving needs of our borrowers. We are working to incorporate more technology-driven solutions to streamline the loan application and approval process, making it even more efficient and user-friendly. Continuing education for our team remains a priority, ensuring we stay at the forefront of industry trends and regulations. Our ultimate goal is to empower more individuals and families to achieve their dreams of home ownership.

Lacey Wiggins (NMLS# 2386023), Michelle Gebhardt (NMLS# 54370), Mike Copeland (NMLS# 238560), Stephanie Blaske (NMLS# 654210), Stacy Brown (NMLS# 1505001), TJ Ralston (NMLS# 137446),
Erin Adamson (NMLS# 1654368), and Liz Midyett (NMLS# 2521130)

Jefferson Bank: NMLS# 407985 | A Division of The Central Trust Bank Member FDIC | Jefferson City: 700 Southwest Blvd.
Owensville: 401 E. Lincoln Ave. | Rolla: 809 N. Rolla St.
(573) 634-0800 | jefferson-bank.com